Our project is a groundbreaking peer-to-peer lending platform designed to bridge the financial inclusion gap in developing regions across Africa, Latin America, and Sri Lanka. At its core, our platform harnesses the power of blockchain technology and the stability of USDC (USD Coin) to provide users with an innovative, secure, and accessible financial ecosystem. Users register on the platform, where they are not only granted the ability to receive an initial credit score assessment powered by AI but also provided with USDC wallets for seamless transactions. The unique aspect of our platform is its reliance on peer-to-peer transfers of USDC for funding, a method that directly addresses the banking limitations of our target users, who may lack traditional bank accounts or credit cards. Users can send and receive USDC securely within the app, empowering them to participate in various financial activities, including lending, borrowing, and savings. The platform emphasizes user security, regulatory compliance, and a user-friendly experience, making it a reliable and empowering financial tool for individuals seeking to build credit and financial stability in regions where traditional financial services are often inaccessible.
Our expertise lies in blockchain technology, cryptocurrency, and financial inclusion strategies. We have a deep understanding of how blockchain can be harnessed to create innovative solutions for financial services, particularly in underserved regions. Through our knowledge of stablecoins like USDC and decentralized finance (DeFi) protocols, we can provide valuable insights into designing and implementing blockchain-based systems for peer-to-peer lending, remittances, and other financial services. Our whole team is trained in AI, having conducted intensive research into Deep Learning protocols in financial settings at an academic level. We therefore combined our knowledge of DeFi platforms and AI to build UniCred. We can support other organizations by sharing our expertise through consultations, workshops, or advisory roles. We can help organizations explore the potential of blockchain and cryptocurrency in addressing their specific needs and objectives, helping them implement it from a technical perspective and make their visions a reality. We are also able to offer a unique Gen Z perspective which can drastically change the impact of many products in the status quo.